Payment Policy

How do I pay for a homeoayur.com purchase?

We are in the process of integrating multiple payment option methods. Whatever your online mode of payment, you can rest assured that homeoayur.com trusted payment gateway partners use secure encryption technology to keep your transaction details confidential at all times.

As of now, we accept only Bank Transfers. homeoayur.com will shortly be accepting payments made using Visa, MasterCard, Maestro and American Express credit/debit cards in India and 21 other countries.

Are there any hidden charges (Octroi or Sales Tax) when I make a purchase on homeoayur.com?

There are NO hidden charges when you make a purchase on homeoayur.com. The prices listed for all the items are final and all-inclusive. The price you see on the product page is exactly what you pay.

What are the delivery charges?

Delivery charges vary depending on the goods, their size & weight. Please check individual items for the shipping charges.How do I pay using a credit/debit card?

We will shortly be accepting payments made by credit/debit cards issued in India and 21 other countries.

Credit cards
We will be accepting payments made using Visa, MasterCard and American Express credit cards. To pay using your credit card at checkout, you will need your card number, expiry date, three-digit CVV number (found on the backside of your card). After entering these details, you will be redirected to the bank's page for entering the online 3D Secure password.

Debit cards
We will be accepting payments made using Visa, MasterCard and Maestro debit cards. To pay using your debit card at checkout, you will need your card number, expiry date (optional for Maestro cards), three-digit CVV number (optional for Maestro cards). You will then be redirected to your bank's secure page for entering your online password (issued by your bank) to complete the payment.

Is it safe to use my credit/debit card on homeoayur.com?

Your online transaction on homeoayur.com is secure with the highest levels of transaction security currently available on the Internet. homeoayur.com uses 256-bit encryption technology to protect your card information while securely transmitting it to the respective banks for payment processing.

What steps does homeoayur.com take to prevent card fraud?

homeoayur.com realizes the importance of a strong fraud detection and resolution capability. We and our online payments partners monitor transactions continuously for suspicious activity and flag potentially fraudulent transactions for manual verification by our team.

In the rarest of rare cases, when our team is unable to rule out the possibility of fraud categorically, the transaction is kept on hold, and the customer is requested to provide identity documents. The ID documents help us ensure that the purchases were indeed made by a genuine card holder. We apologise for any inconvenience that may be caused to customers and request them to bear with us in the larger interest of ensuring a safe and secure environment for online transactions.

What is a 3D Secure password?

The 3D Secure password is implemented by VISA and MasterCard in partnership with card issuing banks under the "Verified by VISA" and "Mastercard SecureCode" services, respectively.

The 3D Secure password adds an additional layer of security through identity verification for your online credit/debit card transactions. This password, which is created by you, is known only to you. This ensures that only you can use your card for online purchases.

How can I get the 3D Secure password for my credit/debit card?

You can register for the 3D Secure password for your credit/debit card by visiting your bank's website.

Can I use my bank's Internet Banking feature to make a payment?

Yes. homeoayur.com offers you the convenience of using your bank's Internet Banking service to make a payment towards your order. With this you can directly transfer funds from your bank account, while conducting a highly secure transaction.

We will be accepting payments through Internet Banking for the following banks

ABN Amro Bank Axis Bank Allahabad Bank Andhra Bank
Bank of Bahrain and Kuwait Bank of Baroda Bank of India Bank of Maharashtra
Bank of Rajasthan Central Bank of India Citibank City Union Bank
Corporation Bank Deutsche Bank Development Credit Bank Dhanlaxmi Bank
Federal Bank HDFC Bank ICICI Bank IDBI Bank
ING Vysya Bank Indian Overseas Bank Indian Bank IndusInd Bank
Jammu & Kashmir Bank Karnataka Bank Karur Vysya Bank Kotak Mahindra Bank
Lakshmi Vilas Bank Oriental Bank of Commerce Punjab National Bank Royal Bank of Scotland
South Indian Bank Standard Chartered Bank State Bank of Hyderabad State Bank of India
State Bank of Mysore State Bank of Travancore Syndicate Bank Tamilnad Mercantile Bank
Union Bank of India United Bank of India Vijaya Bank YES Bank

Can I make a credit/debit card or Internet Banking payment on homeoayur.com through my mobile?

Yes, you can make credit card payments through the homeoayur.com mobile site and application. homeoayur.com uses 256-bit encryption technology to protect your card information while securely transmitting it to the secure and trusted payment gateways managed by leading banks.